To help you, we offer a lighting and electrical analysis that can determine the next best step to lowering your electrical bill. We can replace components in your system with energy efficient counterparts that will save money you may even be eligible for rebates from the electric company. Our experts understand the importance of peace of mind and want to put any concerns you have at ease.Investing in a pre-paid funeral plan should give you the peace of mind that your funeral arrangements are taken care of, meaning your loved ones won’t have additional worries during a period of grieving when the time comes. To be completely sure that your money is safe, it’s important to choose a plan provider that is regulated. The UK’s regulator of funeral plans is the Funeral Planning Authority (FPA), an independent body with a Code of Practice that ensures providers are operating at high standards and looking after their customers’ interests properly. Through extensive checks and scrutiny, the FPA provides reassurance that FPA-registered providers will deliver the service you expect. Therefore, choosing a funeral plan company that is member of the FPA will ensure your money is secure. Some providers will take extra steps to demonstrate that your money is safe and being managed responsibly by working with the National Funeral Trust. Your provider might ask you to pay directly into a trust, which is a legal entity that is managed and audited independently.īy collaborating with the National Funeral Trust, these providers will guarantee that your money is secure even if your chosen funeral director can no longer provide their services, for example, if they have gone into liquidation.
In this scenario, your payments will be protected and your plan will be allocated to another local funeral director. When it comes to payment plans for your funeral, you have lots of options and you should be able to find a company that suits your budget and preferred method of payment.
Most funeral plans include options for one single payment that covers the entire cost in full, often at a discount. There will also be options for paying through instalments at a rate that is manageable for you. You might find that the best option for you is a 12-month pre-payment plan because this can spread out the cost while typically avoiding additional administrative charges. If you would prefer to pay less in each instalment, you can opt for a longer-term pre-payment schedule over a matter of years.
Some providers will permit you to make payments over the course of up to 25 years, but there will be some restrictions depending on your age at the time of starting your plan. Nobody can foresee exactly what’s going to happen in the future, and there will be times when people pass away before they have paid their final funeral plan instalments.
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